Monday, February 22, 2010

sure way to halt spending

My debit card had a bit of an incident this past week.

Someone in India was making charges on it! Luckily, I caught the pending charges in time and didn’t have to deal with the fraud department, making a claim, yada yada. To make it even weirder, I also had pending charges labeled “Slumber Party” (looks like someone was trying to have a little bit of fun at my expense, how rude!).

SO while I am really happy the charges didn’t go through and drain my robust bank account (um yeah right)- I’m now stuck without ANY MONEY until my new cards come in (we cancelled my credit card too- albeit I should prolly leave that trouble maker cancelled…).

This all happened last Thursday morning- so for the past 4 days I haven’t been able to spend a DIME. Thank the lord for my overly generous roommate lending me money- and of course D picking up my tab because he is quite the gentleman. Honestly this has been SO HARD. I live, sleep, eat, and breath shopping. I catch myself 10 times a day thinking of buying something- then realize I can’t. Maybe it has been a good thing my funding has been halted- I need to really create a budget and stick to it. I have a bad habit of wanting something and immediately buying it- without thinking of savings, budgeting, etc.

I blame it on online shopping. Really. It’s just so convenient, simple and quick that I can’t stay away. ESPECIALLY wedding online shopping. To be honest blogging makes it even worse- I get to see the cutest of the cute things day after day after day. Maybe an intervention?



ALSO: Make sure you head over to Alanna's blog HERE and enter her Stella & Dot giveaway :)


Happy Monday!



xoxoxoxo




6 comments:

  1. Oh no - how horrible! I hope you receive your new cards soon (and can get back to shopping again - torture!).

    If you ever need an intervention though and go to Shopaholics Anonymous meetings, I just might have to join you. ;)

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  2. I am soooo sorry to hear about this!

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  3. So glad you caught it all before real damage was done. Think of this as a mini break from it all. You can come back with a vengeance when your cards come in ;)

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  4. That is miserable! I'm sorry :( I am the worst shopaholic too, and online shopping is definitely a huge culprit!

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  5. oh my gosh i'm so gald that you caught htem in time!!! what a major bummer though!

    if it makes you feel better one time i lost my ENTIRE purse at a concert...i couldn't shop, much less make phone calls, DRIVE MY CAR, GET INTO MY APARTMENT, put on makeup (it was all in my purse)...i mean it was truly terrible. but oddly enough no one stole my identity, so thank god for small blessings i guess now that i'm reading your post...

    so anyways i hope your cards arrive soon, but yay for all the money you're saving (obvi celebration shopping will be in order hehe)

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